Frequently Asked Questions
Frequently Asked Questions
P1 – RAPID TITLE CHECK
1. I don't know my CS or CTS number. Where can I find it?
Answer: CS stands for Cadastral Survey number, used for city property; CTS stands for City Title Survey number, a unique identifier for land records in Mumbai. You can find these on your Property Card (PR Card), the 7/12 extract, or the "Schedule" section of your registered Sale Deed.
2. Is it safe to upload my Share Certificate?
Answer: Yes. Our platform uses enterprise-grade security. All documents are stored on secure servers protected by Google Cloud and AWS, utilizing AES-256 encryption at rest and SSL/TLS encryption for data in transit. We maintain a secure environment with multi-layer firewalls to prevent unauthorized access.
3. If I run this check, do I still need to hire a lawyer? What is the authentication of the website generated report?
Answer: No, you don’t need a lawyer for the verification or deed creation. We have integrated all available data for verification and align with the latest government policies for deed drafting. Our system and logic have been vetted by 10+ top property lawyers to ensure accuracy and compliance.
4. Is this report acceptable with Banking Institutions for loan purposes?
Answer: Yes, it is absolutely acceptable. We provide annexures from the latest government records which are the standard documents required by banks for due diligence.
5. The report flagged an "undisclosed loan." What should I do next?
Answer: This is a red flag. Do not proceed with the transaction until the seller provides a Loan Closure Certificate (NOC) from the bank. Otherwise, the property remains security for that loan, and you could face legal or financial liability.
6. Why does the website only verify the chain of title from 2002 onwards?
Answer: Government records in Maharashtra were digitized starting in 2002. Rapid Title Check utilizes these digital databases for instant results. For a comprehensive search of physical records prior to 2002, our Comprehensive 360 Audit covers physical archival searches at the registrar's office.
7. Is the Rapid Title Check report legally admissible in court, or is it strictly for informational purposes?
Answer: Yes, it is admissible. The report references and annexes official government records (Index-II, CERSAI reports), serving as a statement of fact that is recognized in legal proceedings.
8. How does the website handle data lag from CERSAI?
Answer: Our AI continuously pings the CERSAI database, and our physical compliance team monitors the status periodically. This ensures that the most recent data is retrieved as soon as the government servers are available.
9. Can the engine catch unregistered mortgages or equitable mortgages where only original title deeds are deposited?
Answer: Unregistered mortgages do not legally encumber the title in a way that is searchable. However, modern banking regulations (Section 17 of the Registration Act and SARFAESI Act) mandate that banks register all mortgages with CERSAI. Our report captures all such registered interests.
10. If the IGR portal is down, how does Quickdeeds fulfill the search? How long will the report take?
Answer: Our system automatically retries connection to the IGR portal. Our compliance team also manually intervenes to ensure data extraction. Reports are typically generated as soon as the government servers resume operation.
11. My Share Certificate is torn or poorly printed. Will the system still accept it?
Answer: Yes. Our team and AI will work together to parse the document. If certain details are illegible, our compliance team will reach out to you for clarification to ensure the data set is complete.
12. I am buying directly from a builder (under-construction). Does this work for that?
Answer: For new projects, the title chain begins with your new deed. Rapid Title Check will not show a "history" for an un-registered unit, but once your deed is registered, the system will verify the registration.
13. I haven't paid the token money yet, so the seller won't give me the Share Certificate. Can I still run this check?
Answer: Yes. With minimal details like the address or CTS number, our team can perform an extensive check. This prepares you to verify the seller's information once you receive the share certificate.
14. What if your system says the flat is clear, but tomorrow someone knocks on my door saying they own it? Who is responsible?
Answer: The system provides all government-registered claims for the period checked. If a claim is not registered with the government, it generally cannot be enforced against a bona fide purchaser. QuickDeeds provides access to facts as per government records and cannot be held responsible for unregistered claims or physical disputes.
15. Does this check also tell me if the building is illegal or if the BMC is going to demolish it?
Answer: A full building check is part of our Full Compliance product. That report verifies occupation certificates, layout approvals, and municipal compliance.
16. If an Index-II is poorly uploaded or misspelled by the Sub-Registrar, does your engine return a 'broken chain'?
Answer: Yes, it will flag an error. This protects you by highlighting discrepancies that the owner must resolve at the registrar's office before you transact on the property.
17. Does Quickdeeds explicitly disclaim liability for loans not updated on the CERSAI portal by the lender?
Answer: Yes. QuickDeeds cannot be liable for data not updated by banks. However, a bank's failure to update CERSAI weakens their claim against a purchaser who conducted due diligence.
18. Is the final report digitally signed and timestamped?
Answer: Yes. We do not modify the original reports from IGR and CERSAI. The original timestamps and dates remain intact, preserving their evidentiary value for proving due diligence on a specific date.
P2 – DIGITAL DEED VAULT & CHAIN MAPPING
1. Is this service only for society flats or also for land?
Answer: Currently, we specialize in flats within societies and condominiums in Mumbai. We are expanding our services to land and independent houses soon.
2. How long does the entire process take after I upload documents?
Answer: If you have your documents ready, the interactive AI upload process takes approximately 15-20 minutes.
3. Can I access my documents and reports anytime?
Answer: Yes. Once you create a login, you can access your property records, vault, and reports 24/7 from any device.
4. If your system finds a typo in the government record, can you fix it for me?
Answer: While QuickDeeds is a verification company, we can refer you to specialized third-party providers who handle "Deed of Rectification" and other clerical fixes at the registrar's office.
5. Is it safe to put my original property papers on the internet?
Answer: It is absolutely safe. We use best-in-class security (Google Cloud/AWS) and the data is stored in isolated, encrypted cloud buckets rather than the website itself. Furthermore, most of these records are already part of the public government portal; our vault simply provides a secure, organized "Digital Twin" for your convenience.
6. What happens after the 10-year hosting period ends?
Answer: QuickDeeds will notify you via email before the period ends. You can choose to renew the hosting or receive a download of all records, after which we will securely delete the data from our system.
7. How accurate is the OCR technology for vernacular documents (Marathi/Gujarati)?
Answer: Our OCR technology is highly advanced and specifically tuned for Indian property documents. It accurately extracts data from old Marathi or Gujarati Sale Deeds by understanding the legal terminology and structure used in these languages.
8. Who retains data ownership, and is it compliant with the DPDP Act?
Answer: You retain 100% ownership of your data. QuickDeeds acts as a Data Processor. Our platform is built to be compliant with the Digital Personal Data Protection (DPDP) Act, ensuring high standards of privacy and consent-based data handling.
9. Does the "Digital Twin" comply with Section 65B of the Indian Evidence Act?
Answer: Yes. Our system generates the necessary audit logs and metadata required to satisfy Section 65B, making the electronic records admissible as secondary evidence in Indian courts.
10. How does the AI handle "alias" names or maiden-to-married name changes?
Answer: The AI flags these as mismatches. In such cases, the owner should provide a Gazette copy or a Marriage Certificate to bridge the identity gap. Transacting without these documents is unsafe.
11. If the government updates an index entry retroactively, does the Deed Vault re-ping the database?
Answer: Retroactive corrections are rare in the IGR system. However, the vault is a cataloging system; any new entries or changes in the government record will be logged as a new item during your next sync or update request.
12. What happens if Quickdeeds ceases operations within the 10-year window?
Answer: The hosting for the 10-year period is secured and pre-paid as a liability. In the unlikely event of winding up, all digital clones and records will be exported and emailed to the respective owners to ensure no data loss.
P3 – FULL COMPLIANCE AND LEGALITY REPORT
1. Will the 'Lawful Status' check catch illegal extensions or enclosed balconies?
Answer: The check focuses on building-level permissions like the Occupation Certificate (OC), fire audits, and lift audits. It does not track internal layout changes for individual flats unless those changes were formally recorded and approved by the municipal corporation.
2. What is a 'Structural Audit'?
Answer: A structural audit is a mandatory inspection by an empanelled structural engineer every 3-5 years. It confirms the building is sound. Our report checks for the existence of a valid Structural Completion Certificate.
3. Does the Municipal Check distinguish between a 'Full OC' and a 'Part OC'?
Answer: Yes. We provide unit-wise permission status. If a 'Full OC' hasn't been granted for your specific wing or floor, the report will reflect that.
4. Does your 'Utility Match' capture Property Tax liens or unpaid water charges?
Answer: Yes. Once you provide the customer account numbers, our check separately verifies the payment status and outstanding dues for electricity, water, and property tax.
5. Will the report flag an 'MRTP Notice' (unauthorized construction notice)?
Answer: While there is no public database for all MRTP notices, the lack of an Occupation Certificate (OC) in our report serves as a primary indicator of unauthorized construction or compliance issues.
6. How does the website handle data lag from CERSAI?
Answer: Reports reflect the status as of the day of the search. For ongoing transactions, we recommend a final "refresh" search immediately before registration.
7. Is this report acceptable with Banking Institutions?
Answer: Yes. The report includes full annexures of government records, which helps bank managers speed up the verification process for home loans.
P4 – COMPREHENSIVE 360° HISTORICAL AUDIT
1. Do I get a refund if the government has lost the pre-2002 records?
Answer: No. The fee covers the labor and expertise required for a detailed physical search. If the record is lost by the government, the report will provide a "Non-Availability Certificate" or a status update, which is equally important for your legal due diligence.
2. Does this report act as my final legal clearance?
Answer: This report provides all the documents a lawyer would typically search for. It acts as a comprehensive evidence bundle. While you don't need a separate lawyer to find the documents, a lawyer can still use our report to draft specific indemnity bonds if documents are missing.
3. How long will I have to wait for this '360° Audit'?
Answer: Physical searches and RTI interventions typically take 15 to 45 business days, depending on the ward office and the state of the physical archives.
4. Do I need to sign a Power of Attorney (POA)?
Answer: Yes. For physical searches and RTIs, we require a Letter of Authorization from you to represent your interests at the government offices.
5. What happens if the government rejects the RTI?
Answer: We will file appeals based on the reason for rejection until the document is either produced or a final legal determination is made.
6. Does your team help me publish a public notice if a deed is missing?
Answer: QuickDeeds is a verification company. If a deed is missing, we can refer you to third-party legal services that handle public notices and title reconstruction.
7. Can you extract a 1998 agreement without the seller's consent?
Answer: If the agreement is registered and available in the government archives, we can extract it. We collect data from official databases, so this depends entirely on the availability of the record in the archive.
8. Does your physical extraction include 'Certified Copies' (CC)?
Answer: Our standard audit provides plain photocopies or digital photos of the records. If you require a 'Certified Copy' (stamped by the registrar), this can be provided as an add-on service.
P5 – VERIFIED DEED MAKER (SALE & GIFT)
1. How can you guarantee the seller has the 'Right to Sell'?
Answer: We integrate our verification products into the Deed Maker. By running a Rapid Title Check or 360 Audit, you confirm the title chain before the deed is drafted, significantly reducing the risk of undisclosed disputes.
2. Why do you verify my Aadhaar and PAN? Is biometric data stored?
Answer: Identity verification is mandatory under the Information Technology Act, 2000 for digital executions. We do not store biometric data. We perform a "Match" via NSDL/UIDAI APIs to ensure the deed is being executed by the correct individual.
3. Does the deed automatically include a clause for pending maintenance bills?
Answer: Yes. We provide optional clauses that allow you to deduct pending dues from the final sale price or hold the seller liable for any past arrears.
4. What if the Sub-Registrar says the format is 'wrong'?
Answer: We use government-approved formats. In the highly unlikely event of a rejection, we provide all necessary addendums and rectification deeds at no extra charge.
5. Does the Sale Deed include an 'Indemnity Clause'?
Answer: Yes. A robust indemnity clause is a standard part of our templates, covering you against latent title defects or undisclosed statutory dues.
6. What if the registration clerk asks me a technical question?
Answer: For users who opt for our registration assistance, a dedicated coordinator will be available to help you navigate the process at the Sub-Registrar's office.
7. Most Sub-Registrars use Standardized Templates. Is your format compatible?
Answer: Our formats are compatible with iSARITA and NGDRS systems. We focus on physical registration support to ensure that the specific nuances of your deal are captured correctly without the high rejection rates of generic automated templates.
8. What safeguards defend the deed against a future 'Non Est Factum' claim?
Answer: We use Aadhaar-based digital signatures and identity verification. Under the IT Act, 2000, these provide strong legal evidence that the person signing the document is the one intended, making it very difficult to later claim "this is not my deed."
9. How do you establish the sound mental capacity of the parties?
Answer: The digital signature process requires active participation and OTP verification, which serves as a baseline for intent. However, the final physical appearance before the Sub-Registrar (where the officer interacts with both parties) remains the ultimate legal safeguard for mental capacity.
10. How does the engine catch private liens not registered with IGR or CERSAI?
Answer: Banks are legally mandated (by RBI circulars and the SARFAESI Act) to register all charges with CERSAI. While private or unrecorded liens are difficult to catch, our report covers all statutory and registered records, which provides you with "Bona Fide Purchaser" protection in court.
11. How is the witness identity verified?
Answer: During physical registration, the Sub-Registrar verifies the identity of witnesses via Aadhaar and records their biometrics. This on-site verification is the gold standard for attestation credibility.